Fixed & Variable Rates Decrease as Major Banks Fight For Your Business
Sep 9, 2024 | General
In a week of interest rate shifts, over a dozen Australian banks have cut their fixed and variable home loan rates, despite the RBA holding its cash rate. Major players like Bankwest, Ubank, ING, and Macquarie have all announced rate cuts, affecting new customers....
5 Most Common Mistakes People Make When Purchasing an Investment Property
Jun 26, 2024 | General
Investing in property can be a lucrative venture, but it’s not without its challenges. To ensure a successful investment, it’s essential to be aware of and avoid common pitfalls. Here are key mistakes to watch out for when purchasing an investment property in New...
The Power of Leverage in Sydney’s Property Market
Jun 12, 2024 | General
Introduction Investing in property is one of the most effective ways to build wealth, particularly in a thriving market like Sydney. However, many potential investors shy away from property investment due to the significant upfront costs. This is where the concept of...
Home Loans for Professionals – Pay $0 LMI
Feb 14, 2024 | General
Professional home loans in Australia are tailored financial products specifically designed for people that work in certain industries that the banks deem to be low risk. These may include - Doctors Dentists Lawyers Accountants Many other Medical Professionals &...
First Home Guarantee Scheme – Unpacking the Details
Jan 15, 2024 | General
The First Home Guarantee allows first home buyers with a deposit as low as 5% to qualify for a home loan without paying Lenders Mortgage Insurance (LMI) fees. Benefits of the Scheme The primary goal of the FHLDS is to assist Australians in achieving homeownership...
How Long Does It Take To Refinance My Home Loan?
Oct 26, 2023 | General
Introduction Thinking about a refinance for your home loan? This can be a strategic financial move that not only helps you save money but also provides an opportunity to better manage your mortgage. Whether you're looking to lower your interest rate, shorten your loan...
Getting Pre-Approval Before Purchasing a Property
Oct 25, 2023 | General
When it comes to securing a home loan in Sydney, one of the first and most critical steps is obtaining a pre-approval. As your trusted Mortgage Broker in Sydney, we're here to emphasize the importance of this preliminary process. Let's delve into why securing a...
Understanding Guarantor Loans
Oct 20, 2023 | General
The dream of owning a home in Sydney - Australia's largest and most vibrant city, is a goal for many. However, with soaring property prices, it can be a daunting challenge for first-time homebuyers. This is where guarantor loans come into play, offering a lifeline to...
Home Loan Fees – What Is The Bank Charging Me?
Oct 19, 2023 | General
Introduction to Home Loan Fees Choosing the right home loan can be a daunting task, especially in a bustling market like Sydney, Australia. With so many options available, it's crucial to understand the fees associated with home loans and how they impact your...
5 First Home Buyer Myths Busted
Oct 17, 2023 | General
If you are a first home buyer looking to leap into home ownership, it is important you are as prepared as possible and clear out any of the misconceptions you may have about the property journey. After chatting to many first home buyers, it is clear the vast majority...
Guide to Self-Employed Borrowing – How to Best Prepare Yourself
Sep 15, 2023 | General
In Australia, self-employment is on the rise as more individuals seek the freedom and flexibility that comes with being their own boss. With around 2.2 million people in the country running their own show (and growing), the desire to run your own business is not...
First Home Buyer Opportunities – NSW 2023
Aug 31, 2023 | General
Owning a home has always been the Great Australian Dream – and in 2023 there has never been a better time for First Home Buyers to get into the property market. The state of NSW’s robust real estate market offers a range of grants, schemes and opportunities designed...