About us
Clio Financial is a Sydney-based mortgage brokerage helping individuals, property investors and business owners achieve their property goals. Specialising in self-employed lending, we take a strategic approach to understanding your financial position and navigating the complexities of business income and lending criteria.
Recognised among Australia’s fastest-growing mortgage brokerages in 2025 and 2026, we’re committed to delivering personalised advice and lending solutions that support your long-term financial success.
Our vision
Helping everyday Australians build wealth through property, with a personalised client experience.
Our mission
Exceptional care through every step of buying a home, and regular check-ins after settlement to make sure your loan still suits your changing needs.
Our Values
Trustworthy
Transparent, honest and accountable in everything we recommend.
Client-focused
We learn your business and goals before we look for a loan.
Clear communication
You’ll know where your loan stands, before and after settlement.
Compliant
Up to date with credit policy, compliance standards and the economy.
Meet your broker
Sam Giardina
Founder and mortgage broker
Pairing a passion for the property industry and helping people achieve their goals – Sam is someone who strives to go over and above for his clients.
Sam understands that the world of lending can be a complex and confusing environment, full of industry jargon and complicating terms that can often deter a lot of people away. It is important to have someone in your corner that can cut through the complexities, and ensure you are getting the right message and correct advice.
Contact us
Have a question about your situation, or ready to get started? Call, email or send us a message and We will get back to you as soon as possible.